FIRST TIME HOMEBUYER

FIRST TIME
HOMEBUYER

There’s nothing quite like buying your first home—it’s exciting, emotional, and sometimes a little overwhelming. That’s why first-time homebuyers are our absolute favorite to work with! We love helping you turn this big milestone into a confident, informed, and even fun experience.

Our team is here to guide you every step of the way, offering clear, objective insights into each home you visit. From understanding local neighborhoods and schools to evaluating the condition and value of a property, we help you cut through the noise and focus on what really matters to you

Buying your first home isn’t just a transaction—it’s a big life moment. And it should feel exciting, not overwhelming.

At the Sara Hopkins Real Estate Team, we walk you through every step with clear communication, honest advice, and a plan that actually makes sense. We’re here to simplify the process, answer your questions, and help you feel confident in every decision you make.

If you’re buying your first home in Des Moines, you’re not alone in feeling unsure where to start. Whether you’re just thinking about it or ready to get in the car and start touring, having the right strategy—and the right Realtor—makes all the difference.

We give you real, straightforward insight on every home you see—from the neighborhood and schools to condition, resale value, and what’s actually worth your money—so you can move forward with confidence.

If you’re even thinking about buying, let’s talk. No pressure—just a plan.

Here are some of the key ways we help you along the way:

GET PREAPPROVED

By providing your mortgage lender with some basic information about your income, savings, and debt, they can assist you in getting pre-approved. We can refer you to a reputable lender if you don't have one selected. The lender will go over your financing options, the monthly payment amount you can afford, and what you can expect for the down payment requirements and closing costs.

What First-Time Buyers Should Know

You don’t need 20% down
There are local programs that can help with rates and closing costs (reach out so we can share what these are!)
The Des Moines market moves fast in certain price points, you need to be prepared.
“Move-in ready” means something different here than it does on HGTV

Local Insight

In Des Moines, first-time buyers are most competitive in areas like Beaverdale, Waveland Park, the Southside, and parts of West Des Moines & Ankeny. Up and coming neighborhoods such as Union Park, Highland/Oak Park & Drake Neighborhood are great opportunities for long term return on investment.

Knowing where to look (and when to move) is key. Working with our team of connected and savvy agents means you often have insider information on upcoming listings that haven't hit the market yet!